Assalamualaikum & Hello!
I have been an Etiqa Takaful agent since 2020, committed to helping individuals and families find financial protection that suits both their needs and what they can genuinely afford.
Throughout my time as an agent, I have helped many people understand protection such as Hibah Takaful, Medical Card, Critical Illness and family protection far more clearly and simply.
To my mind, everyone has different needs and different means. That is why I do not simply offer a plan. I help you understand the options available and choose protection that fits your needs, your family goals and your monthly budget.
My priority is clear explanation, honest recommendations, and helping you secure protection that genuinely means something when it is needed.
Explain Before Selling
Every recommendation starts with an explanation, not a form.
Match the Real Budget
A plan you cannot sustain is not protection. It is a burden.
Stay Until the Claim
Help does not stop once the certificate is approved. The claim is when it matters most.
Honest Information
I also tell you what is NOT covered, not only the benefits.
No complicated process. You know what happens at every stage.
Contact Me
Send a message or fill in the quotation form. We discuss your needs first. No pressure to buy.
Review the Quotation
I prepare a plan recommendation and Etiqa contribution estimate matched to your budget. Take your time to think it over.
Certificate Approved
Once the application is approved, cover begins. I stay by your side right through to the claims stage.
Before you place your trust in any Takaful operator, get to know who actually stands behind your certificate.
Fully Backed By Maybank
Etiqa is now 100% owned by Maybank, Malaysiaβs largest bank, giving real financial strength and stability behind every certificate issued.
Malaysiaβs Largest Takaful And Insurance Operator
Etiqa leads the countryβs combined insurance and takaful market, trusted by millions of Malaysians for years.
Fully Supervised By Bank Negara Malaysia
Etiqa Family Takaful Berhad is licensed under the Islamic Financial Services Act 2013 and supervised by Bank Negara Malaysia, keeping every product held to strict standards.
A Wide Hospital Panel Network
126 private specialist panel hospitals across Malaysia, allowing ward admission without a large counter deposit in an emergency.
Digital Management Through Etiqa+
Check your certificate, contribution status and submit claims anytime through the Etiqa+ app and online portal, with no branch visit needed.
PIDM Protection
Eligible family takaful benefits are protected by Perbadanan Insurans Deposit Malaysia (PIDM), subject to the prescribed limits and terms.
You do not need to be ready to buy today. If you simply want to understand your options, get an idea of the contribution, or have a second opinion on a plan you already hold, that is welcome too. Send a message and we can talk it through casually.
TakafulMu Consultant
Etiqa Takaful Authorised Agent
A registered and authorised Etiqa Takaful agent. Helping individuals and families across Malaysia arrange protection that is practical, affordable and gives long-term peace of mind.
π +60 13-599 0998
β±οΈ We reply within 24 working hours
from , Malaysia
Recently applied for a Takaful plan
Β· Verified by TakafulMu